You can be certain of one thing: 2022 is going cost you.

Inflation and continuous supply chain issues are the main reasons why prices have risen for almost all consumer goods.

Julie Ramhold of DealNews.com, a consumer analyst said that there was no escape.

However, this doesn’t necessarily mean that you shouldn’t shop smarter to get the items you want and need.

Below is a list of major items which will be more expensive in the coming year. Also, what can you do to make it less costly now?

1. Housing

Some people have found that buying a house is one of the most difficult tasks in this pandemic, even though interest rates are at record lows. However, there is another year in 2022. new highs as home prices continue to appreciate two-to three-times faster than a year ago — across all cities, according to CoreLogic Deputy Chief Economist Selma Hepp. The expected increase in mortgage rates this year could pose additional problems, she said.

Pro tip:A higher rate of interest could dampen the demand for houses, at most a bit. This may lead to less drastic home price increases and fewer bidding battles. It might eventually make it more difficult for homebuyers get into the house. Rent prices rising, this will make it a great time to purchase.  

2. Food

Your budget will quickly be eroded by shopping at the supermarket. Not only are staples such as eggs, milk, and meat becoming more costly, but also Coca-Cola, PepsiCo, and PepsiCo have announced increases in their prices due to increased supply-chain problems and labor shortages. Sour Patch Kids, Ritz crackers, and Oreo cookies will all cost more by 2022. Mondelez CEO Dirk Van de Put recently told CNBC — starting with a 7% price hike in the beginning of the year.

Pro tip: You’ll find it difficult to not get overpriced for groceries. Ramhold recommended that you keep an eye out for weekly sales to stock up as soon as possible. Although coupons can be difficult to find, you will still save money by using digital coupons or joining a club.  A credit card with grocery rewardsYou can also use it to reduce your weekly expenses.

3. Kleidung

Americans may finally be ready to put down their sweatpants, but it won’t make this a great time to buy. Although sales of clothing are forecast to rebound this year as many people look to update their post-pandemic wardrobes, the supply chain will continue to drive them. retail prices higher by an average of 3.2%, according to a report on the Business of Fashion by McKinsey — and 15% of fashion executives expect to increase prices by 10% or more in 2022.

Pro tip:Be sure to do some research before you buy anything. turn your old clothes into cash. Online or in-person, you can either consign via site such as Tradesy, Poshmark and thredUP. 

4. Heating costs

Heating bills could put you in a cold sweat this season. Nearly half of households that heat with natural gas are projected to spend 30% more than they did last winter on average, according to the Winter Fuels Outlook 2021 report from the U.S. Energy Information Administration. Propane users will spend 54% more, while heating oil users could see bills go up 43% electricity users are expected to spend another 6%, according to the report.

Pro tip:To identify potential energy leaks and areas of improvement and to fix them, consider a home audit. Some utilities companies might even provide the service free of charge in some states.

5. Gas

It’s difficult to believe that gasoline prices will rise further after they jumped by 58.1% in the last year. However, gasoline prices in certain states like Michigan, Indiana and Ohio will likely rise “very soon”, due to an increase in wholesale prices. GasBuddy.com.

Pro tip:There are many options depending on your location. big price swings between gas stations. Even though the price difference per gallon may not seem significant, it could still cost hundreds of dollars each year.

6. Restaurants

Since the outbreak of the pandemic, restaurants have faced constant pressure and staffing problems that won’t go away soon. Most restaurants have been forced to increase their wages in order to retain workers. This has also led to higher food prices.  

Pro tip:You can find weekly deals or specials on dining, such as two for one burger night. Even if you pay a high price, sometimes getting more value is possible.

Find out more from personal finance:
More Americans took on holiday debt this season
How to get back on track after blowing your budget
Do you think you have a spending problem?

7. Automobiles

Prices for new car are high. However, prices for used cars and trucks, once a great way to save money, have been rising 31.4% over the past year. This makes this an especially worrying time. challenging time to shop for an automobile. 

Pro tip:Although you may not be in a position to lower the cost, dealers pay more for used cars. get more on a trade-inLease buyouts at a price lower than the market

8. Computers, electronics

Computers, TVs and video game consoles have all been hard hit by the ongoing chip shortage and that means there’s much less inventory, even if you are willing to pay a premium — which many people are since it’s become basically impossible to buy a video game consoleDuring the gaming boom that was fueled by the pandemic.

Pro tip: Super Bowl Sunday is the perfect time to get the most sales. Ramhold advised that you don’t buy more than what is in stock. This is a trend that won’t change even if demand increases.  

9. Furniture

People have been renovating their homes to make it more comfortable. But even the smallest changes won’t be cheap. Higher container freight rates could cause furniture prices to rise by over 10% for the next year, according to the United Nations Conference on Trade and Development. You should also consider the cost of supplies needed for major renovations.

Pro tip:It’s possible to make your house look new again by decluttering the space and painting it. much-needed boostThese bulkier products will be shipped until shipping problems and supply issues are solved.

10. Health care

The problem of paying for healthcare was an issue long before the epidemic. Now, health costs are upAccording to medical research, 8.4% in 2020 index published by consulting firm Milliman, pushing the cost of care just out of reach for many Americans.

Pro tip:Do not delay visiting the doctor. One way to help with the cost is to use tax-advantaged accounts for medical expenses — specifically, health savings accounts or flexible spending accounts. An HSA can only be used if you are enrolled in a high deductible health plan (HDHP). You can then invest and grow your contributions tax-free. that money to keep pace with or beat health-care inflation.

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