On Wednesday, centralized cryptocurrency exchange Binance launchedThe new TerraUSD (UST staking program. Although Binance did not name the underlying decentralized finance protocol responsible for the staking rewards, Do Kwon — Luna’s (LUNA) co-founder — attributed the origins of the high yield to Terra’s flagship Anchor protocol.

Terra’s (Luna) ecosystem consists of its algorithmic stablecoin UST and governance/equilibrium token LUNA. Anchor protocols claims it functions as a “crypto saving account” that allows users to deposit their USTs and earn up 20% APY. Borrowers pay interest on UST loans, and staking their income. This funds the savings rate.